FAQs - Payday Cash Loans Online

Who can apply for payday loans?
Anyone over 18 years of age with an employment not less than 3 months may apply for payday loans. In addition the applicant should have a valid checking account where his/her next month’s pay will be deposited.

For how many days may I avail such loans?
Under normal circumstances, one may avail the loan amount for 14 days. However, if the lender agrees, the repayment period may be extended.

What is the interest rate associated with such loans?
Rate of interest associated with such loans are fixed by individual lenders by considering several factors. As such, the rate of interest may be different for different borrowers.

I have bad credit history; may I apply for the loan?
Yes, you may apply for payday loans through Payday Cash Loans Online even if you have bad credit history.

Under what circumstances I may not be given access to such loans?
If you are below 18 years, do not have a valid checking account and do not have employment for at least 3 months, you may not be given access to payday loans.